AI Skill Report Card

Creating Due Diligence Frameworks

A-85·Jan 24, 2026

Due Diligence Framework Creation

TARGET: [Company Name]
DEAL SIZE: $[Amount]
INDUSTRY: [Sector]

IMMEDIATE PRIORITIES:
1. Quality of Earnings - EBITDA adjustments analysis
2. Working Capital - 13-month average normalization  
3. Customer Concentration - Top 10 customer revenue %
4. Integration Costs - IT, HR, facilities estimates
5. Synergy Model - Revenue/cost synergies quantified
Recommendation
Add more concrete input/output examples showing actual numbers and calculations rather than high-level summaries

Progress:

  • Financial Analysis - Quality of earnings, working capital normalization
  • Business Analysis - Customer/supplier concentration, market position
  • Legal/Regulatory - Compliance review, litigation exposure
  • Integration Planning - Cost estimates, synergy quantification
  • Risk Assessment - Top 10 risks identification and mitigation
  • Deal Modeling - Returns analysis with sensitivity scenarios
  • 100-Day Plan - Integration roadmap with key milestones

Step-by-Step Process

  1. Financial Quality Assessment

    • Normalize EBITDA (remove one-time items, owner adjustments)
    • Calculate 13-month working capital average
    • Identify recurring vs. non-recurring items
  2. Business Risk Analysis

    • Map customer concentration (% of revenue from top 5/10)
    • Assess supplier dependencies and pricing power
    • Evaluate competitive positioning
  3. Legal & Regulatory Review

    • Compliance status across key jurisdictions
    • Outstanding litigation and regulatory issues
    • IP protection and licensing agreements
  4. Integration & Synergy Modeling

    • Estimate integration costs (systems, people, facilities)
    • Quantify revenue synergies (cross-sell, pricing)
    • Model cost synergies (overhead reduction, procurement)
Recommendation
Include specific templates or frameworks (e.g., Excel model structure, risk register format) that users can immediately apply

Example 1: Input: Manufacturing company, $50M revenue, acquiring competitor Output:

TOP RISKS IDENTIFIED:
1. Customer concentration (40% from top 3 customers)
2. Aging equipment requiring $8M capex
3. Union contract expires in 6 months
4. Environmental compliance gaps - $2M remediation
5. ERP integration complexity - 18-month timeline

SYNERGIES QUANTIFIED:
- Cost: $3.2M annually (overhead reduction)
- Revenue: $1.8M annually (cross-selling)
- Integration costs: $5.5M one-time

Example 2: Input: SaaS company acquisition, $25M ARR Output:

QUALITY OF EARNINGS ADJUSTMENTS:
- Remove founder salary excess: +$500K EBITDA
- Normalize marketing spend: -$300K EBITDA  
- One-time legal costs: +$200K EBITDA
- Adjusted EBITDA: $8.2M (32.8% margin)

KEY INTEGRATION MILESTONES:
Day 30: Customer communication plan
Day 60: System integration roadmap
Day 90: Combined sales team structure
Recommendation
Expand the Quick Start section with specific formulas or calculations (e.g., how to calculate normalized working capital, quality of earnings adjustments)
  • Use 13-month averages for working capital to avoid seasonality distortion
  • Quantify everything - assign dollar values to risks and synergies
  • Validate assumptions with management interviews and third-party data
  • Build sensitivity models - base, upside, downside scenarios
  • Focus on material items - use 5% of EBITDA as materiality threshold
  • Document data sources for all adjustments and assumptions
  • Over-adjusting EBITDA - stick to truly one-time, non-recurring items
  • Underestimating integration costs - include hidden costs (training, temporary staffing)
  • Overstating synergies - apply probability factors and realistic timing
  • Ignoring cultural integration - factor in retention risks and change management
  • Missing regulatory approvals - identify all required clearances early
  • Inadequate IT due diligence - system compatibility issues are expensive and slow
0
Grade A-AI Skill Framework
Scorecard
Criteria Breakdown
Quick Start
11/15
Workflow
11/15
Examples
15/20
Completeness
15/20
Format
11/15
Conciseness
11/15